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Can I Collect Social Security while Living in Colombia in 2026?
Yes, you can continue to receive your Social Security payments while living in Colombia in 2026. The Social Security Administration (SSA) includes Colombia on its Country List 2, which means primary worker benefits generally continue without interruption for U.S. citizens residing there.
To ensure your benefits remain active and support your life abroad, we recommend following these steps:
- Verify Eligibility: While primary workers generally have no issues, dependents and survivors face stricter requirements. They may need to show the worker on whose record benefits are based had at least 10 years of U.S. residence or 40 Social Security credits.
- Update Your Residency Records: Once you move, you must notify a Federal Benefits Unit (FBU) to update your physical mailing address and telephone number. While email addresses can be updated online, mailing addresses for those abroad must be handled through the FBU to avoid payment suspension after six months.
- Set Up Direct Deposit: You can link a U.S. Dollar bank account at a local Colombian financial institution. These accounts use specific nine-digit routing numbers starting with 6600.
- Meet Visa Requirements: If you are using Social Security for a Colombian M-11 pensionado visa, you will need an official Social Security Award Letter dated within 30 to 90 days of your application. This document must be apostilled by the U.S. Department of State and translated by a certified Spanish translator. For 2026, the estimated income requirement is roughly $1,000 USD per month, though you should verify the exact amount as the Colombian minimum wage (SMMLV) adjusts annually.
Disclaimer: Individual circumstances and outcomes vary — results, costs and eligibility may differ by person. This information is educational and not a substitute for professional legal or VA benefit advice.
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Read →Ready to see it in person? The residence behind this blog takes applications year-round — founding-resident rates while the finca is finished. Apply at ColombiaLiving.vet →